Website Data Usage Policy
Last updated: March 2025
1 What We're Actually Tracking
When you land on our site, we use small text files (yeah, cookies) to make things work properly and understand how people use our educational resources. Some of this is basic stuff—keeping you logged in, remembering your language preference, that sort of thing. Other bits help us figure out which budget risk management topics actually interest people versus what gets ignored.
We're not collecting your bank details or tracking your financial decisions. Mostly we're looking at patterns: which pages get visited, how long people stick around, what resources get downloaded. It helps us build better content for folks dealing with budget challenges in Thailand's market.
2 Different Types of Tracking We Use
Essential Operations
These keep the site functioning. Without them, you can't log into your account, submit contact forms, or access personalized content. They expire when you close your browser and we can't really turn them off without breaking everything.
Functional Enhancements
These remember your preferences—language settings, region selection, whether you prefer light or dark mode. They make return visits smoother but aren't strictly necessary. You can disable these if you don't mind resetting preferences each time.
Analytics Data
We track which pages perform well, where people drop off, and what content gets shared. This helps us understand if our risk management guides actually help or just collect digital dust. All data gets anonymized before we analyze it.
Marketing Insights
These track whether our educational campaigns reach the right audience. If you've seen our ads elsewhere and then visit, we can tell those campaigns are working. You can opt out of these completely without affecting site functionality.
3 How This Tracking Benefits You
Honestly, most of this data collection exists to make the site work better. When we see that 70% of visitors from Phuket skip our intro material and jump straight to advanced budget modeling, we adjust the navigation. When mobile users struggle with our calculator tools, we redesign them.
- Your learning progress gets saved between sessions
- Content recommendations match your actual interests, not random guesses
- We can spot technical issues before they frustrate everyone
- Resources load faster on repeat visits because we cache smart
- Security features protect your account from unauthorized access
Manage Your Cookie Preferences
You can decline non-essential cookies right now. Essential site functions will keep working, but some personalization features won't.
! About Essential Cookies
Some cookies are mandatory for the site to work at all. These handle authentication, security tokens, form submissions, and session management. They're temporary, expire when you leave, and contain no personal identifying information. We can't offer an opt-out for these because, well, then the site wouldn't function.
4 How Long We Keep This Data
Session cookies vanish when you close your browser—usually within an hour or so. Persistent cookies stick around longer, anywhere from 30 days to a year depending on their purpose. Analytics data gets aggregated and anonymized within 26 months. Marketing cookies typically expire after 90 days unless you interact with our campaigns again.
We don't hoard data indefinitely. Once information stops being useful or required for legal compliance, we delete it. This includes server logs, interaction records, and preference settings. If you delete your account, we purge associated data within 60 days.
5 Browser-Level Controls
Managing Cookies in Your Browser
Every modern browser lets you control cookie behavior. Settings vary slightly, but the general approach is similar. Here's how to find these controls:
- Open your browser's settings or preferences menu
- Look for "Privacy and Security" or similar section
- Find "Cookies and Site Data" or "Content Settings"
- Choose to block third-party cookies or all cookies
- Set exceptions for specific sites you trust
- Clear existing cookies if you want a fresh start
Keep in mind that blocking all cookies breaks many websites. A better approach is blocking third-party cookies while allowing first-party ones from sites you actively use. Most browsers now offer this as a default setting.
6 Third-Party Tools We Use
We don't build every analytics tool from scratch. We use established services that track visitor behavior, measure campaign effectiveness, and monitor site performance. These third parties have their own privacy policies, which you should probably read if you're concerned about data handling practices.
Common ones include analytics platforms that track page views and user journeys, content delivery networks that speed up load times, and email service providers that manage our educational newsletters. Each has access only to data relevant to their specific function. We don't share comprehensive user profiles with anyone.
7 Your Rights and Options
You can request a copy of what data we've collected about you. You can ask us to delete it (except what we legally must retain). You can update incorrect information or withdraw consent for optional tracking. These aren't just theoretical rights—we actually process these requests regularly.
- Access your data and see what we've collected
- Correct inaccurate information in your profile
- Delete your account and associated data
- Export your learning progress and saved resources
- Opt out of marketing communications while keeping educational updates
- Object to processing that seems excessive or unnecessary
Questions About Data Usage?
If something here doesn't make sense or you want specific details about our data practices, reach out. We respond to privacy inquiries within a few business days, usually faster.
Contact Our Privacy Team